Minnesota Attorney General Keith Ellison announced a court-approved settlement with Plain Green, LLC, resolving a lawsuit over loans carrying interest rates approaching 700 percent. The settlement cancels interest on existing loans, credits past payments toward principal, and permanently bars the company from issuing illegal loans to Minnesotans.
Plain Green may collect only the original principal on existing loans; all interest is cancelled and past payments are credited toward principal. The company must bring its lending practices into compliance with Minnesota law and is permanently barred from issuing illegal loans to Minnesotans. No penalties or monetary damages were imposed.
Review customer loan agreements and disclosures for state-specific interest-rate caps, governing-law language, and clear calculation of principal, interest, and payment credits. In vendor and loan-servicing agreements, check obligations to comply with applicable state lending laws, stop collection of unlawful interest, correct account balances, and escalate consumer complaints. This action concerns consumer lending rather than privacy, so it does not itself indicate a need to revise privacy or data-processing clauses.
Entity
Plain Green, LLC
Industry
Financial ServicesOfficial Press Release
https://www.ag.state.mn.us/Office/Communications/2026/09/23_Plain-Green.asp
01840 Plain Green Order
https://www.ag.state.mn.us/Office/Communications/2026/docs/01840_Plain-Green_Order.pdf
01840 Plain Green Complaint
https://www.ag.state.mn.us/Office/Communications/2026/docs/01840_Plain-Green_Complaint.pdf
Minnesota Attorney General Enforcement Page
https://www.ag.state.mn.us/consumer/
"online lender Plain Green, LLC"
"the settlement does not impose penalties or monetary damages"
"Minnesota’s consumer-lending laws govern conduct directed at Minnesota residents regardless of a lender’s ownership."
"charged Minnesota consumers interest rates approaching 700 percent — more than 80 times the state’s legal cap."
"The company is permanently barred from issuing illegal loans to Minnesotans going forward."
"September 23, 2026"
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$518K
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