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Attorney General James Leads Bipartisan Effort to Curb Sales of Illegal Vaping Products

American Express, Capital One, Citi Group, Mastercard, Visa, PayPal, Stripe, Sezzle, Block (operator of Square, Cash App, and Afterpay)April 28, 2026New York Attorney General

Summary

New York Attorney General Letitia James led a bipartisan coalition of 24 state attorneys general, Puerto Rico, and New York City in sending letters to nine major credit card companies and payment processors urging them to block transactions facilitating illegal vaping product sales. The coalition cites federal and state laws prohibiting unauthorized e-cigarette sales, particularly to youth, and requests collaboration to prevent payment networks from processing such transactions. No enforcement penalties or actions were imposed as part of this initiative.

Contract Impact

In-house legal teams at payment processors, credit card companies, and merchants selling age-restricted products should review their merchant services agreements, terms of service, and vendor contracts to include explicit clauses requiring compliance with all applicable federal and state laws, including the Prevent All Cigarette Trafficking (PACT) Act and FDA e-cigarette marketing rules. Clauses related to prohibited products, age verification obligations, and termination rights for non-compliance should be updated to allow payment networks to block transactions for illegal goods. Merchant agreements should also require regular compliance certifications and audit rights to verify adherence to youth access prevention laws.

Contract Search Terms

prohibited products clauseage verification requirementsPACT Act complianceFDA e-cigarette authorizationstate flavor ban complianceyouth access preventiondirect-to-consumer shipping restrictionsmerchant compliance certification

Laws Cited

Federal law requiring FDA authorization for e-cigarette productsPrevent All Cigarette Trafficking (PACT) ActState flavor ban lawsState direct-to-consumer shipping prohibitions

Violation Types

Entity Details

Entity

American Express, Capital One, Citi Group, Mastercard, Visa, PayPal, Stripe, Sezzle, Block (operator of Square, Cash App, and Afterpay)

Industry

Financial Services

Multistate Coalition

Official Sources

Official Press Release

https://ag.ny.gov/press-release/2026/attorney-general-james-leads-bipartisan-effort-curb-sales-illegal-vaping

letter to american express company on illegal e cigarette sa

https://ag.ny.gov/sites/default/files/letters/letter-to-american-express-company-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to capitol one financial corp on illegal e cigarette

https://ag.ny.gov/sites/default/files/letters/letter-to-capitol-one-financial-corp-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to citigroup inc on illegal e cigarette sales transac

https://ag.ny.gov/sites/default/files/letters/letter-to-citigroup-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to mastercard inc on illegal e cigarette sales transa

https://ag.ny.gov/sites/default/files/letters/letter-to-mastercard-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to visa inc on illegal e cigarette sales transactions

https://ag.ny.gov/sites/default/files/letters/letter-to-visa-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to paypal holdings inc on illegal e cigarette sales t

https://ag.ny.gov/sites/default/files/letters/letter-to-paypal-holdings-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to stripe inc on illegal e cigarette sales transactio

https://ag.ny.gov/sites/default/files/letters/letter-to-stripe-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to sezzle inc on illegal e cigarette sales transactio

https://ag.ny.gov/sites/default/files/letters/letter-to-sezzle-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

letter to block inc on illegal e cigarette sales transaction

https://ag.ny.gov/sites/default/files/letters/letter-to-block-inc-on-illegal-e-cigarette-sales-transactions-letters-2026.pdf

New York Attorney General Enforcement Page

https://ag.ny.gov/press-releases

Source Evidence

Entity Name
"urging major credit card companies and payment processors, including American Express, Capital One, Citi Group, Mastercard, Visa, PayPal, Stripe, Sezzle, and Block (operator of Square, Cash App, and Afterpay)"
Laws Cited
"Federal law requires that all e-cigarette products receive authorization from the U.S. Food and Drug Administration (FDA) before they can be legally marketed or sold in the United States."
Laws Cited
"the federal Prevent All Cigarette Trafficking (PACT) Act imposes strict requirements on online sellers, including age verification, registration, and compliance with all applicable state and local laws."
Laws Cited
"many of these sales are also illegal under state and local laws, including flavor bans in states like New York and prohibitions on direct-to-consumer shipping in several states."
Is Multistate
"bipartisan coalition of 24 other attorneys general and the City of New York"
Event Type
"Attorney General James and Multistate Coalition Urge Major Credit Card Companies and Payment Processors to Help Stop Youth Vaping Crisis"

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American Express, Capital One, Citi Group, Mastercard, Visa, PayPal, Stripe, Sezzle, Block (operator of Square, Cash App, and Afterpay)

On April 28, 2026, Connecticut Attorney General William Tong joined a bipartisan coalition of 24 other attorneys general and New York City in sending letters to major credit card companies and payment processors urging them to block transactions facilitating sales of illegal vaping products. The coalition, led by New York, Pennsylvania, California, and NYC, called for collaboration to stop unlawful sales of unauthorized e-cigarettes that violate federal FDA premarket authorization requirements and the PACT Act. The letters request a meeting to discuss prohibiting noncompliant merchants from using the payment networks, citing past successful government-private sector collaboration in reducing illegal tobacco sales.

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