Consumer protection case where Oregon AG sued the Trump administration to prevent defunding of the CFPB, arguing it would harm consumers and state enforcement efforts. The CFPB provides critical data and complaint handling for financial consumer protection.
Seeking a court injunction to prevent the defunding of CFPB and to require the agency to request funding from the Federal Reserve as mandated by law.
In-house legal teams should review vendor, customer, and data processing agreements with financial institutions for clauses mandating compliance with CFPB regulations, including consumer complaint management, data sharing with regulators, and cooperation with enforcement actions. Specific clauses to examine involve provisions for submitting complaint data to federal agencies, adhering to financial product rules, and contributing to victims relief funds. Given the potential defunding of CFPB, contracts may require amendments to incorporate state-level consumer protection standards, clarify alternative reporting mechanisms, and ensure continuity of compliance obligations if federal oversight shifts.
Entity
Consumer Financial Protection Bureau
Also known as: CFPB
Industry
OtherOfficial Press Release
https://www.doj.state.or.us/media-home/news-media-releases/ag-rayfield-sues-trump-to-defend-critical-consumer-protection-efforts/
Complaint as filed
https://www.doj.state.or.us/wp-content/uploads/2025/12/Complaint-as-filed.pdf
Oregon Attorney General Enforcement Page
https://www.doj.state.or.us/consumer-protection/
"Consumer Financial Protection Bureau (CFPB)"
"under the Home Mortgage Disclosure Act"
"Russel Vought, is attempting to completely defund the agency by refusing to request any funding from the Federal Reserve"
Attorney General Dan Rayfield and a coalition of 21 attorneys general and Pennsylvania filed lawsuits against the U.S. Department of Transportation, FMCSA, and AAMVA to block demands for a database containing personal information of 17 million commercial drivers. The federal government threatened to withhold $10 million in funding unless the data was turned over, which the coalition argues violates privacy law.
Oregon Attorney General Dan Rayfield co-led a coalition of 10 states in a federal lawsuit against the Office of the Comptroller of the Currency (OCC) to block a rule that invalidates state laws requiring mortgage lenders to pay interest on escrow accounts. The lawsuit argues the OCC's rule oversteps federal authority, gives national banks a competitive advantage over state-chartered banks, and takes money away from homeowners.
A federal judge ruled that Nexstar Media Group violated a court order requiring it to keep TEGNA Inc. operating as an independent company while a multistate antitrust lawsuit challenging the merger proceeds. The court found that Nexstar installed its own executives on TEGNA's board, failed to disclose the appointments, and lacked candor with the court. The court ordered Nexstar to comply immediately, file status reports, respond to discovery, and turn over board and financial documents, with a special master to oversee compliance.
Oregon Attorney General Dan Rayfield, joined by a coalition of 23 other states, the District of Columbia, and two governors, sued the Trump administration to block a new policy by the Administration for Children and Families (ACF) that would allow federal officials to access private records of millions of TANF recipients. The coalition argues the policy illegally shares sensitive personal data, including Social Security numbers and immigration status, with other federal agencies and private organizations, violating the Administrative Procedure Act and the Spending Clause. The lawsuit seeks to declare the policy illegal and block it from taking effect.
Attorney General Dan Rayfield and 49 other state attorneys general sent a letter to the FCC urging stronger 'Know Your Customer' rules to combat illegal robocalls. The coalition requests that phone companies verify customer identities and business practices to prevent scammers from using the network. The letter is part of Phase 2 of Operation Robocall Roundup.
Attorney General Rayfield and a coalition of 49 other attorneys general sent a letter to the FCC urging it to strengthen its Know Your Customer (KYC) rules to combat illegal robocalls. The coalition recommends requiring providers to understand customers' business, applying KYC standards to all providers, and collecting additional information on high-risk customers. No monetary penalty was imposed.