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Enforcement ActionLow RiskMultistate

Oregon-led Coalition Wins Order Requiring CFPB Funding

Consumer Financial Protection Bureau (CFPB)September 28, 2026Oregon Attorney General

Summary

Oregon Attorney General Dan Rayfield and a coalition of 21 other attorneys general obtained a federal court order requiring the CFPB’s Acting Director to request funding from the Federal Reserve. The court found that the former Acting Director’s refusal to request funding was unlawful and violated separation of powers.

Remedy

The court ordered the CFPB’s Acting Director to request funding from the Federal Reserve as directed by Congress. No monetary penalty was stated.

Injunction

Contract Impact

This action does not impose privacy-related contract obligations, but it highlights the importance of reviewing financial-services vendor and customer agreements for provisions addressing consumer complaints and regulatory cooperation. Check data-processing and information-sharing clauses to ensure complaint information can be provided to regulators where legally required, and review complaint escalation, recordkeeping, and reporting terms so the company can respond if CFPB processes or requirements change. Employee agreements are not specifically implicated.

Contract Search Terms

consumer complaint data sharingCFPB complaint portalregulatory cooperation clauseconsumer financial protection compliancecomplaint escalation proceduredata access and reporting obligationsregulatory change clause

Laws Cited

U.S. Constitution (separation of powers)

Violation Types

Entity Details

Entity

Consumer Financial Protection Bureau (CFPB)

Industry

Financial Services

Multistate Coalition

Arizona Attorney GeneralCalifornia Attorney GeneralColorado Attorney GeneralConnecticut Attorney GeneralDelaware Attorney GeneralHawaii Attorney GeneralIllinois Attorney GeneralMaine Attorney GeneralMaryland Attorney GeneralMassachusetts Attorney GeneralMichigan Attorney GeneralMinnesota Attorney GeneralNevada Attorney GeneralNew Jersey Attorney GeneralNew Mexico Attorney GeneralNew York Attorney GeneralNorth Carolina Attorney GeneralRhode Island Attorney GeneralVermont Attorney GeneralWisconsin Attorney GeneralDistrict of Columbia Attorney General

Official Sources

Source Evidence

Entity Name
"federal Consumer Financial Protection Bureau (CFPB)"
Laws Cited
"violated the Constitution’s separation of powers."
Violation Types
"The court found that former Acting Director Russell Vought’s refusal to request that money was unlawful and violated the Constitution’s separation of powers."
Remedy Summary
"The U.S. District Court for the District of Oregon ordered CFPB’s Acting Director to request funding from the Federal Reserve, as directed by Congress."
Is Multistate
"Attorney General Rayfield led 21 other attorneys general in suing."

Related Enforcement Actions

MN

Consumer Financial Protection Bureau (CFPB)

A federal court granted summary judgment to Minnesota AG Keith Ellison and a coalition of 22 attorneys general in their lawsuit challenging the CFPB Acting Director’s decision not to seek funding. The court held the refusal unlawful and required the current Acting Director to request necessary funding so the CFPB can continue operating.

CT

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On April 17, 2026, Connecticut Attorney General William Tong joined a coalition of 23 state attorneys general in sending a comment letter to CFPB Acting Director Russell Vought opposing the CFPB’s proposed strategic plan, which would drastically reduce agency staffing, weaken supervision of financial institutions, and curtail enforcement capacity. The coalition argues the plan would abdicate the CFPB’s statutory obligations, leave consumers vulnerable to fraud and scams, and shift enforcement burden to state agencies. The letter urges the CFPB to reverse course and maintain robust consumer protection efforts.

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