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CT AG Secures $1M Settlement with TFG Holding Over Deceptive VIP Membership Billing

TFG Holding, Inc.October 23, 2025Connecticut Attorney General

Penalty Amount

$1,000,000

Summary

Connecticut Attorney General secured a $1 million multistate settlement with TFG Holding, Inc. for deceptive VIP membership program marketing and billing practices. The company must improve disclosures, obtain explicit consent, provide easy cancellation, and offer restitution to affected consumers.

Remedy

TFG must clearly disclose VIP program terms including recurring charges and cancellation rights, obtain express consent before enrollment, provide a simple online cancellation mechanism, honor cancellations promptly, offer refunds for recent charges, cease billing for old enrollments, and pay $1 million to jurisdictions.

Monetary PenaltyConsent DecreeCompliance ProgramConsumer Refunds

Contract Impact

In-house legal teams should review contracts for clauses related to automatic enrollment in membership programs, ensure clear disclosure of all material terms including recurring charges and cancellation rights, verify that explicit consent is obtained before enrollment, and include provisions for easy cancellation and refund processes to avoid deceptive practices.

Contract Search Terms

VIP membership programrecurring chargescancellation mechanismexpress consentmaterial disclosureautomatic enrollmentconsumer refundsdeceptive advertisingbilling practicessubscription services

Violation Types

Entity Details

Entity

TFG Holding, Inc.

Also known as: TFG Holding

Industry

Retail

Official Sources

Source Evidence

Entity Name
"TFG Holding, Inc."
Fine Amount
"$1 million"
Violation Types
"Automatically enrolling consumers, without their consent, into a Membership Program that included a recurring charge without consumers’ knowledge, consent, or authorization"
Violation Types
"Implementing and maintaining cancellation policies and practices that frustrated consumers’ ability to cancel the VIP Membership Programs into which they were enrolled"
Violation Types
"Failing to adequately disclose material facts to consumers, including that by purchasing products they will be enrolled in the VIP Membership Program"

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