Minnesota Attorney General Keith Ellison filed a lawsuit against Bridge It, Inc. (doing business as Brigit) for violating Minnesota's payday lending laws. The lawsuit alleges Brigit operates as an unlicensed lender making short-term loans with APRs exceeding 300%, without disclosing rates or complying with state interest caps and disclosure requirements.
The lawsuit seeks to stop Brigit from making unlicensed loans to Minnesotans and to enforce compliance with state payday lending laws, including interest rate caps and disclosure requirements.
In-house legal teams should review vendor agreements with fintech or lending platforms to ensure compliance with state lending laws, particularly interest rate caps and disclosure obligations. Key clauses to examine include: (1) definitions of 'loan' or 'advance' to ensure they are not structured to evade usury laws; (2) repayment terms and automatic deduction authorizations; (3) disclosure obligations for APR and fees; (4) cancellation or extension mechanisms; and (5) representations and warranties regarding licensing and regulatory compliance. Customer-facing terms and conditions should also be audited for clarity on repayment voluntariness and cancellation procedures.
Entity
Bridge It, Inc.
Industry
Financial Services"Bridge It, Inc., doing business as Brigit"
"Brigit is an unlicensed, unregistered, consumer small-loan and consumer short-term lender making a modern, online variation of payday loans"
"Minnesota’s payday lending laws"
"Annual percentage rates Minnesotans pay on Brigit loans regularly exceed 300%, with some exceeding 700%"
"sues to stop unlawful app-based lending"
The Minnesota Attorney General entered into a 10-year oversight agreement with Sanford Health and North Memorial Health to allow their merger to proceed, conditioned on commitments to invest $600 million in Minnesota hospitals, maintain core services including the Level 1 trauma center at Robbinsdale Hospital, honor collective-bargaining agreements, and maintain charity care and government program participation. The agreement also requires quarterly meetings and annual reporting to the Attorney General for 10 years.
Minnesota Attorney General Keith Ellison filed an opposition to X.AI's motion for a preliminary injunction seeking to block enforcement of Minnesota's anti-nudification law, which bans commercial platforms from allowing users to generate synthetic intimate images of real people. The court previously denied X.AI's motion for a temporary restraining order, and the law took effect August 1, 2026. The AG argues X.AI cannot show irreparable harm and is unlikely to prevail on the merits of its First Amendment claims.
$1.4M
Minnesota Attorney General Keith Ellison reached a settlement with Stevens Community Medical Center (SCMC) over allegations that SCMC improperly calculated discounts required for uninsured patients with household incomes under $125,000, violating the Minnesota Hospital Agreement and state law. As a result, some uninsured patients were billed up to 20.5% more than allowed. SCMC must provide up to $1,412,776.25 in refunds or medical-debt reductions to potentially eligible patients.
$945K
Minnesota Attorney General Keith Ellison filed a settlement with Unlock Partnership Solutions, Inc. over allegations that its 'home equity agreements' were actually unlawful mortgage loans that violated Minnesota's predatory interest rate caps and disclosure requirements. Unlock agreed to pay $944,626 in monetary and debt relief, cease lending unless licensed, and comply with Minnesota mortgage laws.
Attorney General Ellison joined a coalition of 23 other states and DC to sue the Trump administration over a policy that would allow the Administration for Children and Families (ACF) to share sensitive TANF recipient data with other federal agencies. The lawsuit argues the policy violates the Administrative Procedure Act and the Spending Clause, and seeks to block its implementation.
The Minnesota court denied X.AI's request for a temporary restraining order that would have halted enforcement of Minnesota's first-in-the-nation AI nudification ban (HF 1606). The law bans technology that generates fake nude images of real people, and Attorney General Ellison argued that X.AI's delay in filing the motion showed no immediate harm. The court agreed, allowing the law to take effect as planned.