Penalty Amount
$16,000,000
Consumers Affected
15,000,000
New Jersey Attorney General Matthew J. Platkin announced a multistate settlement with Experian and T-Mobile over a 2015 data breach that compromised personal information of over 15 million consumers. The companies will pay over $16 million to states and agree to improve data security and vendor management practices. New Jersey will receive approximately $500,000 from the settlement.
Experian must implement a comprehensive information security program with zero-trust principles, regular executive-level reporting, enhanced employee training, data minimization and disposal requirements, and specific security measures including encryption, segmentation, patch management, and access controls. T-Mobile must strengthen vendor management practices. Both companies must offer five years of free credit monitoring services to affected consumers.
In-house legal teams should review vendor agreements (especially with data brokers like Experian), customer agreements (for telecom services like T-Mobile), and data processing agreements. Focus on clauses governing data security obligations, breach notification timelines and procedures, vendor management and oversight requirements, data retention and disposal policies, and consent mechanisms. Changes may include strengthening encryption and access control standards, mandating regular security audits, shortening breach notification windows to consumers and regulators, requiring enhanced third-party risk assessments, and updating data retention schedules to minimize stored personal information.
Entity
Experian and T-Mobile
Industry
Financial ServicesOfficial Press Release
https://www.njoag.gov/nj-to-receive-roughly-500k-from-16m-settlements-over-2012-and-2015-experian-data-breaches/
2022 1107 Experian CV Assurance (Executed Experian and DPC)
https://www.nj.gov/oag/newsreleases22/2022-1107_Experian-CV-Assurance-(Executed-Experian-and-DPC)-Filed-11.7.22.pdf
2022 1107 New Jersey Experian TM Assurance (Experian and DPC
https://www.nj.gov/oag/newsreleases22/2022-1107_New-Jersey_Experian-TM-Assurance-(Experian-and-DPC-Executed)-Filed-11.7.22.pdf
2022 1107 TMobile Assurance ExperianTM (TMobile and DPC Exec
https://www.nj.gov/oag/newsreleases22/2022-1107_TMobile-Assurance-ExperianTM-(TMobile-and-DPC-Executed)-Filed-11.7.22.pdf
New Jersey Attorney General Enforcement Page
https://www.njoag.gov/about/divisions-and-offices/division-of-consumer-affairs/
"Experian and T-Mobile"
"more than $16 million"
"lax data security"
"compromise of consumer data"
$100K
New Jersey Attorney General Jennifer Davenport and the Division of Consumer Affairs announced a Consent Order with King Distribution LLC and 17 related retail smoke shops, resolving allegations that the companies illegally sold flavored vapor products in violation of New Jersey’s consumer protection laws. The Consent Order imposes a $100,000 civil penalty, requires reimbursement of $22,279 in investigation costs, and prohibits the companies from selling or distributing flavored vapor products in New Jersey. The enforcement action is part of New Jersey’s ongoing efforts to protect youth from flavored vape products, which have been permanently banned in the state since January 2020.
The New Jersey Bureau of Securities issued a Cease and Desist Order on April 30, 2026, against Titan Macro Finance for operating an investment fraud scheme via WhatsApp and Instagram that defrauded at least one New Jersey investor of $64,000. The scheme involved unregistered broker-dealer activity, fake trading profits, and undisclosed fees to access investor funds. The action was coordinated with the California Department of Financial Protection and Innovation, which issued a similar order against the entity for violating California’s Commodity Code.
New Jersey Attorney General Jennifer Davenport and the Bureau of Securities issued a public warning to state residents about fraudulent investment schemes proliferating on Meta-owned platforms including Facebook, Instagram, and WhatsApp. The alert details common scam tactics such as pump-and-dump schemes, confidence scams, and fraudulent cryptocurrency offerings, and provides tips for residents to avoid victimization. No enforcement action against any entity was announced in this release.
New Jersey Attorney General Jennifer Davenport led a bipartisan coalition of 27 state attorneys general in submitting a comment letter to the Federal Trade Commission urging federal rulemaking to regulate hidden and deceptive rental housing fees. The AG also issued guidance clarifying New Jersey’s new $50 rental application fee cap, effective May 1, 2026, warning that deceptive fee practices may violate the New Jersey Consumer Fraud Act. No specific enforcement action against a named individual entity was announced, with enforcement of the fee cap set to begin May 1, 2026.
$2.0M
New Jersey Attorney General Jennifer Davenport announced a multistate settlement with NCL Bahamas, Ltd. (Norwegian Cruise Line) resolving allegations of deceptive sales practices and unfair cancellation, refund, and future cruise credit policies during the COVID-19 pandemic. The settlement requires NCL to pay $2 million to participating states, implement employee training and management approval processes for sales communications during disasters, and prohibits deceptive sales statements and prioritizing sales over consumer health and safety. NCL has already issued over $3 billion in refunds and future cruise credits to consumers nationwide related to the underlying allegations.
Ibelis Gonzalez, a 46-year-old Jersey City resident, was indicted on charges including second-degree theft by deception, second-degree impersonation/theft of identity, and third-degree false government documents. She is alleged to have used fake identification to obtain debit cards in six victims' names, stealing approximately $86,840 from their bank accounts between May and June 2024. The case is being prosecuted by the New Jersey Division of Criminal Justice, with potential maximum fines of $150,000 for second-degree charges and $15,000 for third-degree charges.