Penalty Amount
$10,500,000
New Jersey and 42 other states settled allegations that Acima misled consumers about rent-to-own costs and terms, including by obscuring terms during electronic signing and impeding returns. The settlement provides $43 million in consumer restitution, a $10.5 million payment to the states, and $130 million in lease balance reductions, and requires changes to Acima’s practices.
Acima agreed to pay $10.5 million to the states, provide $43 million in consumer restitution, and reduce lease balances by $130 million. Injunctive terms require advertising disclosures, prohibit obscuring agreement terms during electronic signing and marking up retailer cash prices, protect consumers’ ability to terminate by returning merchandise, require retail-partner training and proper handling of delivery and repair issues, and prohibit credit reporting of rental-purchase agreements to the three major credit reporting agencies for five years.
Review retailer-partner and vendor agreements for clear allocation of responsibility for accurate advertising, disclosure of total costs and default term lengths, and training and monitoring obligations. Check customer-facing rental-purchase forms and e-signature workflows to ensure material terms are conspicuous before execution, and review cancellation and return clauses so consumers can terminate without improper obstruction. Review credit-reporting provisions for limits on furnishing rental-purchase information, and vendor or servicing terms for requirements addressing late or damaged deliveries and merchandise repairs.
Entity
Acima Digital, LLC and Acima Holdings, LLC
Industry
Financial ServicesOfficial Press Release
https://www.njoag.gov/attorney-general-davenport-announces-183-5-million-multistate-settlement-with-rent-to-own-finance-company-acima-digital-llc/
2026.11.12 Complaint
https://www.njoag.gov/wp-content/uploads/2026/11/2026.11.12-Complaint.pdf
2026.11.12 Final Consent Judgment
https://www.njoag.gov/wp-content/uploads/2026/11/2026.11.12-Final-Consent-Judgment.pdf
New Jersey Attorney General Enforcement Page
https://www.njoag.gov/about/divisions-and-offices/division-of-consumer-affairs/
"Acima Digital, LLC and its direct parent company, Acima Holdings, LLC."
"a $10.5 million payment to the states"
"Acima’s process for electronically executing rental-purchase agreements also obscured the terms of the transaction, further compounding consumer confusion."
"Acima obstructed consumers’ ability to terminate their rental-purchase agreements without penalty by returning their merchandise to Acima."
"For Immediate Release: November 12, 2026"
"Today’s settlement with 43 states resolves allegations that Acima misled consumers by advertising its rental-purchase agreements in a deceptive way."
$10.5M
Connecticut and a coalition of 43 states settled allegations that Acima misled consumers about rent-to-own agreements, marked up merchandise prices, and obstructed consumers’ ability to terminate agreements. The $183.5 million settlement includes consumer restitution, lease balance reductions, and a $10.5 million payment to the states, along with injunctive reforms.
$10.0M
A March 2023 breach at the Perry Johnson companies exposed personal and protected health information belonging to more than 13.3 million people. The companies agreed to pay at least $300,000 in penalties, with an additional $9.7 million payable if they fail to meet the agreement, and to implement security, incident-response, and data-handling reforms.
$220.0M
A 36-attorney-general coalition resolved allegations that General Motors collected and sold identifiable driver behavior and location data to data brokers, which supplied it to insurers for use in assessing drivers and potentially raising premiums. The $220 million nationwide settlement requires affirmative express consent before collecting or disclosing driving and location data, limits data collection, and imposes privacy-program assessments and dealership oversight and training.
New Jersey, the FTC, and a coalition of 19 other states sued Dollar General, alleging that customers were repeatedly charged more at checkout than prices displayed on shelves, tags, and advertisements. The complaint alleges deceptive pricing practices and inadequate safeguards despite consumer complaints; the release does not describe a settlement, penalty, or other remedy imposed.
New Jersey joined a coalition of state attorneys general in filing a notice in Character Technologies, Inc.’s bankruptcy proceedings, raising concerns about the company’s safety and privacy practices and the sensitive conversations it holds, including those involving children and mental health. The states seek safeguards for consumers’ personal information in any sale or transfer of the company’s business or assets; the release does not report a fine or final finding of violations.
A multistate coalition co-led by New Jersey won a federal court order rejecting the Trump Administration’s decision not to request funding for the CFPB. The order struck down that decision and directed the Administration to follow the law and fund the agency; no monetary penalty or privacy violation is described.