The FTC filed a complaint against Credit Glory LLC and related entities for deceptive credit repair practices, including false promises, impersonating debt collectors, charging illegal upfront fees, and using negative option billing without consent. A federal court temporarily halted the operation.
The federal court temporarily halted the credit repair scheme, preventing the defendants from continuing their operations while the case proceeds.
In-house legal teams should review vendor agreements with marketing agencies, telemarketers, payment processors, and any service providers that handle consumer data or billing. Key clauses to examine include those governing upfront fees, negative option billing, consent requirements, compliance with FTC rules (including the Telemarketing Sales Rule and Credit Repair Organizations Act), and data usage. Contracts should include robust representations and warranties regarding compliance with consumer protection laws, indemnification for violations, and audit rights to ensure vendors are not engaging in deceptive practices. Additionally, any agreements involving credit repair services should be reviewed to ensure they do not charge illegal advance fees or use misleading enrollment practices.
Entity
Credit Glory LLC
Industry
Financial ServicesOfficial Press Release
https://www.ftc.gov/news-events/news/press-releases/2026/08/ftc-stops-sprawling-credit-repair-scheme-scammed-consumers-out-nearly-200-million
CreditGlory Order
https://www.ftc.gov/system/files/ftc_gov/pdf/CreditGlory-Order.pdf
CreditGlory Complaint
https://www.ftc.gov/system/files/ftc_gov/pdf/CreditGlory-Complaint.pdf
Federal Trade Commission Enforcement Page
https://www.ftc.gov/enforcement
"Credit Glory LLC"
"made false and misleading promises about their credit repair services, impersonated debt collection companies and creditors, collected illegal upfront fees and engaged in unlawful subscription enrollment practices"
"the FTC Act, the Credit Repair Organizations Act, the Telemarketing Sales Rule, the Gramm-Leach-Bliley Act, the Restore Online Shoppers’ Confidence Act and the Electronic Fund Transfer Act"
"a federal court has temporarily halted a bogus credit repair scheme"
$49.8M
The FTC and four states alleged that Progress Residential and Pretium Partners misled renters about rental prices and fees, improperly withheld security deposits, and engaged in other unlawful conduct. Under a proposed settlement, the companies will pay $49.75 million and must change their pricing, deposit, and customer-service practices.
The FTC and 22 state attorneys general filed an updated complaint alleging that Amazon secretly added surcharges to advertising auction prices and misled advertisers about the reasons for price increases. The release describes newly unredacted allegations; it does not report a judgment, settlement, or monetary penalty.
$600K
The FTC and Washington alleged that Riverside Payments and affiliates misrepresented savings and cancellation terms, concealed fees and auto-renewing contracts, and obtained consumers’ financial information using false or fraudulent statements. The proposed stipulated order requires a $600,000 payment, customer notice and a period to rescind agreements without penalty, and prohibits deceptive claims while requiring clear disclosures, informed consent for negative-option billing, and a simple cancellation method.
FTC staff announced warning letters to 25 healthcare plan marketers and lead generators about deceptive or unfair claims concerning plan benefits, coverage, costs, and enrollment incentives. The letters do not allege wrongdoing by their recipients or impose penalties; they encourage companies to review their advertisements for compliance.
The FTC summarized enforcement actions and other efforts targeting businesses and individuals allegedly impersonating government agencies or legitimate businesses. The release reports more than $80 million in consumer redress across prior actions and takedowns of 19 websites, but it does not announce a new settlement or impose a specific penalty.
The FTC and state and local co-plaintiffs filed a lawsuit alleging Toast imposed hidden and unauthorized fees, enrolled restaurants in add-ons without consent, obstructed subscription cancellations, and misrepresented customer support availability. The complaint is pending in federal court; the press release announces no monetary penalty or imposed remedy.