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FTC Settles with RentGrow for FCRA Violations in Tenant Screening

RentGrow Inc.July 9, 2026Federal Trade Commission

Penalty Amount

$2,250,000

Summary

The FTC alleged that RentGrow, a tenant screening company, violated the Fair Credit Reporting Act (FCRA) by failing to use reasonable procedures to ensure the accuracy of its reports, including by reporting duplicate records and failing to disclose data sources. RentGrow agreed to pay a $2.25 million penalty and is prohibited from further FCRA violations and from misrepresenting dispute outcomes.

Remedy

RentGrow must pay a $2.25 million monetary penalty. It is prohibited from failing to maintain reasonable procedures to ensure maximum possible accuracy of consumer reports, including preventing duplicate records for the same criminal or eviction proceedings. It is also prohibited from misrepresenting that it provides updated screening reports to landlords after a successful consumer dispute.

Monetary PenaltyInjunctionCompliance Program

Contract Impact

In-house legal teams should review vendor agreements with tenant screening or background check providers to ensure they include FCRA compliance obligations, particularly regarding data accuracy, source disclosure, and dispute handling. Key clauses to examine include those related to data accuracy procedures (e.g., preventing duplicate records), disclosure of data sources to consumers, and the process for handling consumer disputes. Additionally, contracts with property managers or landlords should clarify responsibilities for notifying consumers about dispute outcomes and updating reports. Any agreements involving data matching or third-party data sources (like LexisNexis) should require the vendor to disclose all sources used and ensure reasonable procedures are in place to avoid inaccuracies.

Contract Search Terms

tenant screening reportconsumer reporting agencyFCRA compliancedata accuracy proceduresdispute resolution processdata source disclosureduplicate recordsbackground check vendorLexisNexis Accurinteviction record matching

Laws Cited

Fair Credit Reporting Act (FCRA)FTC Act
15 U.S.C. 168115 U.S.C. 45

Violation Types

Entity Details

Entity

RentGrow Inc.

Industry

Technology

Official Sources

Source Evidence

Entity Name
"RentGrow Inc."
Fine Amount
"$2.25 million"
Laws Cited
"Fair Credit Reporting Act (FCRA)"
Laws Cited
"FTC Act"
Violation Types
"failing to use reasonable procedures to ensure the accuracy of its reports"
Violation Types
"failing to disclose the sources of information used to compile a background screening report"

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