Court Rules
All enforcement actions
Enforcement ActionLow Risk

FTC Sues to Stop Deceptive Mortgage Assistance Relief Operation Targeting Homeowners

National Amendment AssistanceJune 3, 2026Federal Trade Commission

Summary

The FTC filed a complaint against National Amendment Assistance and related entities for allegedly deceiving homeowners into paying unlawful upfront fees for mortgage relief services falsely associated with the CARES Act. The court granted a temporary restraining order, and the FTC seeks redress for affected consumers.

Remedy

The court entered a temporary restraining order against the defendants. The FTC seeks redress for affected consumers, including monetary relief and an injunction against further deceptive practices.

InjunctionMonetary Penalty

Contract Impact

In-house legal teams should review vendor agreements with mortgage assistance service providers to ensure compliance with the MARS Rule, particularly clauses prohibiting upfront fees before a written agreement is executed. Customer contracts should include clear consent mechanisms and disclosures about government affiliations. Additionally, data sharing agreements with financial institutions must comply with the GLB Act to prevent unauthorized use of customer information.

Contract Search Terms

mortgage assistance reliefupfront feesCARES Actloan modificationconsumer consentwritten agreementfinancial institution informationdeceptive marketing

Laws Cited

FTC ActMortgage Assistance Relief Services (MARS) RuleGramm-Leach-Bliley (GLB) Act

Violation Types

Entity Details

Entity

National Amendment Assistance

Industry

Financial Services

Official Sources

Source Evidence

Entity Name
"National Amendment Assistance (also doing business as N.A.A.)"
Fine Amount
"null"
Laws Cited
"FTC Act, Mortgage Assistance Relief Services (MARS) Rule, and the GLB Act"
Violation Types
"misled consumers into paying unlawful upfront fees by claiming their mortgage relief program was associated with the federal CARES Act"
Event Date
"June 3, 2026"

Related Enforcement Actions

FTC

GovAssist LLC, Entry LLC, and Scott Zuckerman

The FTC filed a complaint alleging that GovAssist LLC, Entry LLC, and Scott Zuckerman used deceptive paid search ads, misleading service and pricing claims, and fake reviews to deceive consumers seeking passport services. The complaint alleges violations of the FTC Act, the Impersonation Rule, and the Gramm-Leach-Bliley Act; the case will be decided by the court, and no penalty or remedy is reported as imposed.

FTC

Federal Trade Commission

The FTC issued its annual report to Congress describing fraud trends affecting older adults and the agency’s enforcement, education, and outreach efforts. The report is not a specific privacy enforcement action and announces no penalty or remedy.

FTC

REPS & Company Inc.

The FTC referred a complaint against REPS & Company Inc. and company executives, alleging they bypassed ticket-issuer security controls and purchasing limits to acquire millions of tickets for resale. The complaint was filed by the Department of Justice, and the case will be decided by the court; the press release does not report a penalty or other remedy imposed.

FTC

Accelerated Debt Settlement Inc.; ADS Resolve LLC; Financial Solutions Group LLC; Unified Capital Services LLC; Mediwerks; Resolution Specialists LLC; and Futura Capital

$106.8M

A federal court entered a $106.8 million default judgment against corporate defendants in an alleged debt-relief scheme that impersonated banks and government entities and targeted seniors and veterans. The judgment permanently bans the defendants from the debt-relief industry and imposes additional prohibitions, including on impersonation, telemarketing, and misrepresentations.

FTC

Digital Forensics Corporation LLC

The FTC sued Digital Forensics Corporation LLC and affiliated defendants, alleging they misled sextortion victims with promises of investigative and monitoring services that often were not provided, and used fake positive reviews. A federal court granted the FTC’s request to temporarily halt the defendants’ activities; the complaint remains for the court to decide.

FTC

Greenway Auto Group

The FTC alleged that Greenway Auto Group advertised vehicle prices thousands of dollars below the amounts consumers actually paid and used mailers falsely suggesting recipients had won cash prizes. Greenway agreed to an order requiring transparent pricing and prohibiting deceptive prize mailers and other misrepresentations; the press release does not state a monetary penalty.