The FTC filed a complaint against National Amendment Assistance and related entities for allegedly deceiving homeowners into paying unlawful upfront fees for mortgage relief services falsely associated with the CARES Act. The court granted a temporary restraining order, and the FTC seeks redress for affected consumers.
The court entered a temporary restraining order against the defendants. The FTC seeks redress for affected consumers, including monetary relief and an injunction against further deceptive practices.
In-house legal teams should review vendor agreements with mortgage assistance service providers to ensure compliance with the MARS Rule, particularly clauses prohibiting upfront fees before a written agreement is executed. Customer contracts should include clear consent mechanisms and disclosures about government affiliations. Additionally, data sharing agreements with financial institutions must comply with the GLB Act to prevent unauthorized use of customer information.
Entity
National Amendment Assistance
Industry
Financial ServicesOfficial Press Release
https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-sues-stop-deceptive-mortgage-assistance-relief-operation-targets-homeowners
2523119naatro
https://www.ftc.gov/system/files/ftc_gov/pdf/2523119naatro.pdf
2523119naacomplaint
https://www.ftc.gov/system/files/ftc_gov/pdf/2523119naacomplaint.pdf
Federal Trade Commission Enforcement Page
https://www.ftc.gov/enforcement
"National Amendment Assistance (also doing business as N.A.A.)"
"null"
"FTC Act, Mortgage Assistance Relief Services (MARS) Rule, and the GLB Act"
"misled consumers into paying unlawful upfront fees by claiming their mortgage relief program was associated with the federal CARES Act"
"June 3, 2026"
$750K
The FTC finalized an order against Vanilla Chip LLC (doing business as TruHeight) and its principals for deceptively advertising height-enhancing supplements for children and teens without scientific evidence. The company also used fake reviews and incentivized 5-star ratings. The order requires a $750,000 payment and prohibits false health claims and deceptive review practices.
$2.3M
The FTC alleged that RentGrow, a tenant screening company, violated the Fair Credit Reporting Act (FCRA) by failing to use reasonable procedures to ensure the accuracy of its reports, including by reporting duplicate records and failing to disclose data sources. RentGrow agreed to pay a $2.25 million penalty and is prohibited from further FCRA violations and from misrepresenting dispute outcomes.
The FTC and New York Attorney General took action against Handy Technologies for deceptive earnings claims and failure to disclose fees and fines that led to millions of dollars being withheld from workers' wages. The FTC is sending over $2.7 million in refunds to 62,893 affected consumers.
$35.0M
The FTC alleged that Hopper, a travel booking app, charged consumers hidden and pre-selected fees (Tip and VIP Support) without their consent, misrepresented the benefits of VIP Support and Price Freeze services, and failed to clearly disclose total prices. Hopper agreed to pay $35 million for consumer redress and is prohibited from misrepresenting fees under a proposed order.
$1.5M
The FTC finalized a settlement with Publishing.com LLC and its principals for misleading consumers about potential earnings from self-publishing products. The company will pay $1.5 million and is prohibited from making unsubstantiated earnings claims, failing to disclose refund terms, and misrepresenting endorsements and reviews.
The FTC is seeking public comment on a proposed policy statement addressing concerns that AI companies may be manipulating AI system outputs contrary to consumer expectations for objectivity and accuracy. The statement explains that such conduct could be considered deceptive under Section 5 of the FTC Act. The public comment period runs until July 31, 2026.