1,634 enforcement actions from 16 federal and state jurisdictions. Every event traced back to its official government source.
1,634
Total Actions
16
Jurisdictions
$49.9B+
Total Fines Tracked
Minnesota Attorney General Keith Ellison announced a court-approved settlement with Plain Green, LLC, resolving a lawsuit over loans carrying interest rates approaching 700 percent. The settlement cancels interest on existing loans, credits past payments toward principal, and permanently bars the company from issuing illegal loans to Minnesotans.
New York Attorney General Letitia James led a bipartisan coalition of 17 other state attorneys general in sending a letter to Congress opposing the Digital Asset Market Clarity Act, warning that the bill would preempt state attorneys general authority to combat cryptocurrency fraud and scams. This is a legislative advocacy action, not an enforcement action against any company, and no penalties or remedies were imposed. The coalition urged Congress to preserve state enforcement power over both tokenized and non-tokenized securities and state crypto registration regimes.
Attorney General William Tong issued a consumer alert warning Connecticut residents about unregulated, offshore decentralized finance (DeFi) cryptocurrency exchanges, naming GMX, Gains Network, dYdX, Aevo, Drift Protocol, Vertex Protocol, and Hyperliquid. The alert highlights risks including bypassing U.S. law via VPNs, predatory leverage up to 250x, misleading synthetic asset products, and lack of KYC protections. No enforcement action or penalty was imposed; at least one Connecticut consumer reportedly lost $200,000 deposited with an unregulated DeFi exchange.
New York Attorney General Letitia James issued a consumer alert warning borrowers about scammers exploiting recent federal changes to student loan repayment programs, including the elimination of the SAVE plan and phase-out of income-based plans. The alert provides tips for borrowers, including refusing upfront fees, never granting powers of attorney to unknown parties, and never sharing Federal Student Aid login credentials. No specific company was named and no penalties or remedies were imposed; this is an advisory alert, not an enforcement action.
New York Attorney General Letitia James and the NY Department of Financial Services secured commitments from Western Union to maintain its physical locations and cap fee increases for three years after acquiring Intermex, ensuring continued access to remittance services for New Yorkers. The agreement requires Western Union to maintain at least the same physical presence in ZIP codes where Intermex locations operate, offer retail remittance services to six countries, and limit price increases to inflation, with reporting and audit requirements.
Attorney General William Tong and a coalition of 10 attorneys general filed a lawsuit challenging a new OCC rule that preempts state laws requiring national banks to pay interest on homeowners' mortgage escrow accounts. The lawsuit argues the OCC ignored federal court decisions and bypassed safeguards, and seeks to block the rule.
Nine state attorneys general, led by New York AG Letitia James, sued the U.S. Office of the Comptroller of the Currency (OCC) to stop two rules that preempt state laws requiring banks to pay interest on escrow accounts. The coalition argues the rules exceed OCC's authority under Dodd-Frank and the Administrative Procedure Act. The suit seeks a court order declaring the rules illegal and preventing their implementation.
Oregon Attorney General Dan Rayfield co-led a coalition of 10 states in a federal lawsuit against the Office of the Comptroller of the Currency (OCC) to block a rule that invalidates state laws requiring mortgage lenders to pay interest on escrow accounts. The lawsuit argues the OCC's rule oversteps federal authority, gives national banks a competitive advantage over state-chartered banks, and takes money away from homeowners.
The FTC filed a complaint against Credit Glory LLC and related entities for deceptive credit repair practices, including false promises, impersonating debt collectors, charging illegal upfront fees, and using negative option billing without consent. A federal court temporarily halted the operation.
Attorney General Jennifer Davenport joined a coalition of 17 attorneys general in sending comment letters to the Office of the Comptroller of the Currency and the Federal Reserve Board, urging them to deny OppFi's application to acquire BNC National Bank and obtain a national bank charter. The coalition argues that the charter would allow OppFi to circumvent state usury laws and offer high-cost loans with APRs up to 200%, harming consumers.
Attorney General Tong joined a coalition of 17 attorneys general in sending letters to the Office of the Comptroller of the Currency and the Federal Reserve Board, urging them to deny Opportunity Financial's application to acquire BNC National Bank. The merger would grant OppFi a national bank charter, allowing it to circumvent state lending laws and charge triple-digit interest rates, posing risks to consumers and the banking system.
New York Attorney General Letitia James submitted testimony to the Senate Committee on Homeland Security and Governmental Affairs' Permanent Subcommittee on Investigations, calling for stronger regulations on cryptocurrency platforms to protect consumers and investors from scams. The testimony details the flood of cryptocurrency scams costing Americans billions annually and criticizes the Digital Asset Market Clarity Act for undermining state enforcement efforts.
The Colorado Attorney General settled with Unlock Partnership Solutions, Inc., which marketed home equity agreements that were determined to be consumer credit transactions subject to Colorado's Uniform Consumer Credit Code and Consumer Equity Protection Act. The company must comply with lending laws, rate caps, disclosures, and licensing, and pay $283,375 in restitution to 125 consumers, with additional payments expected.
Minnesota Attorney General Keith Ellison filed a lawsuit against Bridge It, Inc. (doing business as Brigit) for violating Minnesota's payday lending laws. The lawsuit alleges Brigit operates as an unlicensed lender making short-term loans with APRs exceeding 300%, without disclosing rates or complying with state interest caps and disclosure requirements.
The New Jersey Bureau of Securities announced its 2026 annual investment adviser examination, with a particular focus on firms' use of artificial intelligence and cybersecurity protocols. The examination requires nearly 800 registered investment adviser firms to answer questions about AI use in portfolio management, data protection policies, and third-party vendor due diligence. Failure to comply may result in administrative action.
The FTC filed a complaint against National Amendment Assistance and related entities for allegedly deceiving homeowners into paying unlawful upfront fees for mortgage relief services falsely associated with the CARES Act. The court granted a temporary restraining order, and the FTC seeks redress for affected consumers.
Texas Attorney General Ken Paxton filed a lawsuit against proxy advisory firm Institutional Shareholder Services, Inc. (ISS) alleging violations of the Texas Deceptive Trade Practices Act by prioritizing political agendas over sound financial guidance in voting recommendations. The lawsuit seeks an injunction to stop deceptive practices and civil penalties of up to $10,000 per DTPA violation. This action follows a 2025 investigation into ISS and peer firm Glass Lewis & Co.
The New Jersey Bureau of Securities issued a Cease and Desist Order on April 30, 2026, against Titan Macro Finance for operating an investment fraud scheme via WhatsApp and Instagram that defrauded at least one New Jersey investor of $64,000. The scheme involved unregistered broker-dealer activity, fake trading profits, and undisclosed fees to access investor funds. The action was coordinated with the California Department of Financial Protection and Innovation, which issued a similar order against the entity for violating California’s Commodity Code.
New York Attorney General Letitia James led a bipartisan coalition of 24 state attorneys general, Puerto Rico, and New York City in sending letters to nine major credit card companies and payment processors urging them to block transactions facilitating illegal vaping product sales. The coalition cites federal and state laws prohibiting unauthorized e-cigarette sales, particularly to youth, and requests collaboration to prevent payment networks from processing such transactions. No enforcement penalties or actions were imposed as part of this initiative.
New York Attorney General Letitia James announced the conviction of tax preparer and insurance agent Miles Burton Marshall for operating a decades-long Ponzi scheme that defrauded 988 investors out of more than $50 million. Marshall pleaded guilty to Grand Larceny in the Second Degree, Securities Fraud under the Martin Act, and Scheme to Defraud in the First Degree, and faces four to 12 years in prison plus approximately $90 million in restitution to victims.
On April 28, 2026, Connecticut Attorney General William Tong joined a bipartisan coalition of 24 other attorneys general and New York City in sending letters to major credit card companies and payment processors urging them to block transactions facilitating sales of illegal vaping products. The coalition, led by New York, Pennsylvania, California, and NYC, called for collaboration to stop unlawful sales of unauthorized e-cigarettes that violate federal FDA premarket authorization requirements and the PACT Act. The letters request a meeting to discuss prohibiting noncompliant merchants from using the payment networks, citing past successful government-private sector collaboration in reducing illegal tobacco sales.
The FTC obtained a temporary restraining order against NERD Solutions Inc., ED REF Inc., and their operators Natalie Rodriguez and Pablo Ortiz, alleging they operated a deceptive student loan debt relief scheme that impersonated U.S. Department of Education officials and loan servicers to collect illegal upfront fees from consumers. The defendants are accused of violating the FTC Act, Telemarketing Sales Rule, Impersonation Rule, and Gramm-Leach-Bliley Act, having collected at least $8.8 million from affected consumers. The case is pending in the U.S. District Court for the Central District of California.
FTC Chairman Andrew N. Ferguson issued warning letters to the CEOs of four major payment and financial infrastructure providers regarding concerns about debanking law-abiding customers based on political or religious views. The letters remind the companies of their obligations to customers under the FTC Act, warn that inconsistent denials of service could trigger investigations and enforcement, and reference President Trump’s 2025 executive order prohibiting debanking due to political affiliations, religious beliefs, or lawful business activities.
New Jersey Attorney General Jennifer Davenport, joined by a bipartisan coalition of 12 other state attorneys general, filed a multistate lawsuit against OneMain Financial, Inc. for allegedly hiding junk fees for add-on loan products in dense fine print, pressuring borrowers to accept unwanted products, and violating state consumer protection laws. The coalition seeks consumer refunds, civil penalties, disgorgement of profits, and a court order halting the illegal practices, correcting credit reports, and dropping collection actions related to the add-ons.
New York Attorney General Letitia James settled with public accounting firm Wojeski & Company over two data breaches in 2023 and 2024 that exposed personal information of over 4,700 New York residents, including social security numbers and medical benefits. The firm failed to implement adequate data security measures, did not encrypt sensitive data, and delayed notifying affected consumers of the breaches for over a year. Wojeski must pay $60,000 in penalties and implement enhanced cybersecurity measures including encryption, incident response plans, and employee training.
$60K
Florida Attorney General James Uthmeier launched an investigation into Robinhood Crypto, LLC for allegedly deceptive practices regarding trading costs. The AG issued a subpoena seeking internal documents to determine if Robinhood violated Florida's Deceptive and Unfair Practices Act by falsely claiming to offer the lowest crypto trading costs. Robinhood must respond by July 31, 2025.
The FTC is distributing over $10.9 million in refunds to 443,048 consumers harmed by Financial Education Services (FES), a credit repair pyramid scheme that defrauded consumers through false promises of credit score fixes and illegal pyramid recruitment. The refunds follow a 2024 settlement with FES and its owners that banned them from fraudulent practices and required turnover of funds for consumer restitution.
Consumer fraud enforcement against Financial Education Services for operating a credit repair pyramid scheme that defrauded consumers with false promises of easy credit fixes. The FTC secured a settlement in 2024 requiring $10.9 million in refunds to over 443,000 consumers and permanent bans on the operators.
$10.9M
The FTC issued warnings to five tax preparation companies against using or disclosing consumer tax data for unrelated purposes like advertising without explicit consent. The agency cites its penalty offense authority, referencing a previous case against Beneficial Corp, and warns that such practices violate the FTC Act and could incur penalties up to $50,120 per violation. The notices highlight that using tracking technologies for data collection without consent is also prohibited.
The New Jersey Bureau of Securities issued a Cease and Desist Order against Horatiu Charlie Caragaceanu and his organizations for promoting TruthGPT Coin, a cryptocurrency scam that falsely claimed AI capabilities and endorsements from figures like Elon Musk. The respondents misrepresented the AI model's ability to predict cryptocurrency prices and manipulated images to show false endorsements, targeting investors with unrealistic profit promises.
All data sourced from official government enforcement pages.